
Building and Construction insurance
Our industry experts can help you construct the perfect insurance policy







Explore popular construction trades in detail:
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We arrange insurance for many specialist construction trades, speak to an advisor today.
Start a Quote
Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
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Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm
Construction insurance packages
Depending on your needs, we can usually arrange contractor cover as a single package or design a bespoke risk management solution to ensure your business activities are protected.
Typical construction insurance covers
Construction is a complex industry and the risks are numerous and varied. That’s why it’s important to ensure you have the right insurance in place to protect your construction business. Just some of the key covers to consider when working in the construction industry are detailed below.
Covers to consider:
Public liability insurance
Contractor public liability insurance covers your duty to clients and members of the public for accidental injury or damage to their property. For example, contractor public liability would cover you if you accidentally knocked over a customer's vase and it smashed on the floor while working at their property.
Construction insurance FAQs
What types of construction businesses can you insure?
Our insurance advisors have many years of experience arranging insurance for businesses in the building and construction sector. Below are just some of the types of businesses we can find cover for. If you work in a niche construction trade or work across a number of specialisms – we can usually tailor a package suitable for your profession.
- Builders Insurance
- Electrician Insurance
- Groundworkers Insurance
- Plumbers Insurance
- Property Developers Insurance
- Roofers Insurance
- Carpenters & Joiners Insurance
- Civil Engineering Insurance
- Plus many more
I require specialist cover related to my trade, can you help?
It may be your business requires specialist cover related to higher risk activity you may undertake for example, in which case we could access specialist covers which are designed to protect you working at unrestricted heights and depths. Our relationships with specialist construction insurers means we can access insurance protection that you may struggle to find easily elsewhere.
How much does construction insurance cost?
The cost of construction insurance depends on a variety of factors including the size of your business, the jobs that you take on and the types and level of cover required. In some cases, you can get a personalised quote online or contact one of our business insurance specialists to find out how much your construction insurance might cost to protect yourself and your business from unforeseen circumstances.
How do I know what covers to choose?
By speaking with an insurance professional at Premierline, you’ll be able to discuss your insurance needs and get advice on the different insurance covers that can protect all aspects of your construction activity. They’ll be on hand to assist with any queries you have whilst keeping the terms and conditions of your policy easy to understand.
Why choose us to arrange your construction insurance
- Award winning service - We're trusted by thousands of SMEs across the UK
- Comprehensive protection - We can help with all your commercial insurance needs
- UK based experts - Located in Lancaster, our advisors are here to help

We compare quotes from leading insurers







“Amazing service as usual. They provided me a competitive insurance premium for another year and made it simple for me to renew my insurance. Easy to contact and speak to a knowledgeable person on the phone. Ive already recommended Premierline to friends.”
Builder
Customer since December 2021
Our independent customer reviews
Speak to a construction insurance expert
We understand the risks associated with working on a construction site, whether working on new builds or renovations, an incident could put the overall project at risk. Speaking to an insurance broker with expertise in the construction industry can help you navigate the type of insurance covers you need and evaluate the risks you face. Here at Premierline we pride ourselves on exceptional service standards and will support you for the duration of your policy.
Start a Quote
Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Speak to an expert
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm












