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Building and Construction insurance

Building and Construction insurance

Our industry experts can help you construct the perfect insurance policy

Allianz
Aviva
QBE
Hiscox
Covea
Intact Insurance
Zurich

Construction insurance with Premierline

Construction insurance, sometimes referred to as construction liability insurance typically provides a broad range of specialist insurance covers that provide protection during building and construction projects for a wide variety of trades within the construction industry.

If an unexpected accident occurs on site the cost of a liability claim, or property damage can have a significant impact to your business. Construction insurance covers are designed to protect you, your employees, third parties, machinery and plant, construction works and legal liabilities.

To find out more about how construction insurance, the types of businesses that this cover is suitable for, and how Premierline can support you and your business in arranging the right covers – keep reading.

Explore popular construction trades in detail:

Builders Insurance

Builders Insurance

Any builder knows that the smallest mistake can have major consequences, meaning builders insurance should be considered top priority.

View builders insurance
Groundworkers insurance

Groundworkers insurance

Dealing with excavations on a daily basis comes with many risks meaning groundworkers insurance is required in case something goes wrong.

View groundworkers insurance
Property developer insurance

Property developer insurance

Whether you're undertaking renovations, refurbishments or developing new builds, you need flexible insurance in place that meets your needs.

View property developer insurance
Roofers insurance

Roofers insurance

The risk of working at height is just one of the reasons you need quality roofers insurance to protect you against the unexpected.

View roofers insurance
Scaffolding Insurance

Scaffolding Insurance

A specialist insurance package designed to protect your scaffolding business from unexpected risks.

View scaffolding insurance

Can't see your trade?

We arrange insurance for many specialist construction trades, speak to an advisor today.

Start a Quote

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote

Get a quote

Speak to an insurance expert, call us on:

Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm

Call: 0333 320 6009

Construction insurance packages

Depending on your needs, we can usually arrange contractor cover as a single package or design a bespoke risk management solution to ensure your business activities are protected.

Tradesman Insurance package

Being a tradesperson can be a risky business; working at height on site with power tools can lead to accidents and mishaps when you least expect them.

Tradesman Insurance

Contractors all risk package

Any contractor will know the smallest mistake can have major consequences, meaning having an all-risk insurance policy that covers the risks that your business faces should be a top priority

Contractors all risk

Bespoke risk management package

Whether it's project specific contract works insurance or a bespoke suite of risk management products, we can provide recommendations and arrange the cover you require.

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Typical construction insurance covers

Construction is a complex industry and the risks are numerous and varied. That’s why it’s important to ensure you have the right insurance in place to protect your construction business. Just some of the key covers to consider when working in the construction industry are detailed below.

Covers to consider:

Public liability insurance

Contractor public liability insurance covers your duty to clients and members of the public for accidental injury or damage to their property. For example, contractor public liability would cover you if you accidentally knocked over a customer's vase and it smashed on the floor while working at their property.

Construction insurance FAQs

What types of construction businesses can you insure?

Our insurance advisors have many years of experience arranging insurance for businesses in the building and construction sector. Below are just some of the types of businesses we can find cover for. If you work in a niche construction trade or work across a number of specialisms – we can usually tailor a package suitable for your profession.

  • Builders Insurance
  • Electrician Insurance
  • Groundworkers Insurance
  • Plumbers Insurance
  • Property Developers Insurance
  • Roofers Insurance
  • Carpenters & Joiners Insurance
  • Civil Engineering Insurance
  • Plus many more
I require specialist cover related to my trade, can you help?

It may be your business requires specialist cover related to higher risk activity you may undertake for example, in which case we could access specialist covers which are designed to protect you working at unrestricted heights and depths. Our relationships with specialist construction insurers means we can access insurance protection that you may struggle to find easily elsewhere.

How much does construction insurance cost?

The cost of construction insurance depends on a variety of factors including the size of your business, the jobs that you take on and the types and level of cover required. In some cases, you can get a personalised quote online or contact one of our business insurance specialists to find out how much your construction insurance might cost to protect yourself and your business from unforeseen circumstances.

How do I know what covers to choose?

By speaking with an insurance professional at Premierline, you’ll be able to discuss your insurance needs and get advice on the different insurance covers that can protect all aspects of your construction activity. They’ll be on hand to assist with any queries you have whilst keeping the terms and conditions of your policy easy to understand.

Why choose us to arrange your construction insurance

  • Award winning service - We're trusted by thousands of SMEs across the UK
  • Comprehensive protection - We can help with all your commercial insurance needs
  • UK based experts - Located in Lancaster, our advisors are here to help
people in office

We compare quotes from leading insurers

Allianz
Aviva
QBE
Hiscox
Covea
Intact Insurance
Zurich

“Amazing service as usual. They provided me a competitive insurance premium for another year and made it simple for me to renew my insurance. Easy to contact and speak to a knowledgeable person on the phone. Ive already recommended Premierline to friends.”

Builder

Customer since December 2021

Our independent customer reviews

Speak to a construction insurance expert

We understand the risks associated with working on a construction site, whether working on new builds or renovations, an incident could put the overall project at risk. Speaking to an insurance broker with expertise in the construction industry can help you navigate the type of insurance covers you need and evaluate the risks you face. Here at Premierline we pride ourselves on exceptional service standards and will support you for the duration of your policy.

Start a Quote

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote

Get a quote

Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm

Call: 0333 320 6009