Scaffolding Insurance
A specialist insurance package designed to protect your scaffolding business from unexpected risks.
Compare scaffolding insurance quotes
As scaffolding insurance brokers our experts are here to help you find the right insurance policy for your business, by comparing quotes from a range of insurers. Our friendly team will help you build the perfect scaffolding insurance package for your business, so you get the exact cover you want and need.
Why choose Premierline for your scaffolding insurance?
We're Scaffolding Insurance Experts
- At Premierline, we specialise in arranging insurance for scaffolding businesses. Here’s why companies trust us with their construction insurance needs:
- Award winning serviceRecognised for excellence in commercial insurance solutions.
- Expert guidanceOur team understands the unique risks faced by scaffolding businesses and can arrange cover that meets your needs.
- Comprehensive protectionWe work with leading insurers to provide cover for public liability, employers’ liability, tools, vehicles, and more.
- Competitive pricingWe compare policies to find a competitive rate without compromising on cover.
- Hassle-free processOur advisors make it easy to arrange insurance, saving you time so you can focus on running your business.
What does scaffolding insurance cover?
Scaffolding insurance includes a range of covers designed to protect your business, employees, and clients. Speak to our experts to build a policy that suits your needs. These are the core covers you might want to include in a comprehensive scaffolding insurance package:
Scaffolding public liability insurance
Scaffolders work in high-risk environments, where accidents impacting the public can happen – even with the highest safety standards. Public liability insurance covers legal fees and compensation claims if a client or third party is injured or their property is damaged due to your scaffolding operations. This is an essential cover type to have as part of your scaffolding insurance package, it prevents you from having to pay out of pocket for medical and legal fees if an accident does occur.
Why is public liability insurance essential for scaffolders?
Public liability insurance is a key part of scaffolding insurance, protecting your business against claims for accidental injury or property damage caused by your work. Given the high-risk nature of the industry, having the right level of cover is essential to safeguard your business against potential claims from the public and third parties. It provides financial security in the face of a claim, and may also be required to meet contract requirements.
This type of cover is essential because accidents affecting the public and private property could so easily happen, as a result of scaffolding work.
Employers’ liability insurance for scaffolders
If you employ staff, employers’ liability insurance is a legal requirement. It covers claims from employees injured at work due to falls, lifting heavy materials, or being struck by falling objects, common risks for scaffolders. Without this cover, your business could face significant legal and compensation costs. Everyday tasks can lead to accidents and, in turn, increased costs for your business if you haven’t got the right employer’s liability cover in place.
Personal accident cover
Personal accident cover is designed to protect business owners, and business partners if they have an accident at work. Scaffolding is physically demanding work. If an accident prevents you or a key employee from working, personal accident cover can provide financial support, helping you maintain an income while recovering.
Property & contents insurance
Protects your premises and stored scaffolding materials, tools, and equipment from theft, fire, and accidental damage. Property insurance, and contents insurance keep your scaffolding assets protected, even when they aren’t being used on a job.
Business interruption insurance
If your business operations are disrupted due to an insured event, business interruption insurance provides financial support to cover ongoing costs until you can resume work.
Tools, plant & equipment insurance
Tools cover insures scaffolding tools and specialist equipment against theft, loss, and accidental damage on-site, ensuring you can continue working without costly delays.
Contract works insurance
Scaffolding work is often carried out on active construction sites, where projects may be at risk of damage before completion. Contract works insurance covers scaffolding structures under construction as part of your contract, protecting against unforeseen events like fire, vandalism, or severe weather conditions that may require work to be redone.
Legal expenses insurance
Covers legal fees for disputes related to contracts, tax investigations, employment issues, or regulatory matters. It can also provide cover if you or your employees are called for jury duty. Legal expenses insurance can help ensure you have expert representation in place, when you need it.
Commercial vehicle insurance
Scaffolding businesses rely on vans and trucks to transport materials between job sites. Commercial vehicle insurance covers these vehicles against theft, damage, or accidents, helping to minimise disruptions and ensuring your vehicles can be legally driven for work purposes.
Our customer reviews and testimonials
“Amazing service as usual. They provided me a competitive insurance premium for another year and made it simple for me to renew my insurance. Easy to contact and speak to a knowledgeable person on the phone. Ive already recommended Premierline to friends.”
Builder
Customer since December 2021
Our independent customer reviews
Get a quote for scaffolding insurance
Protect your business with comprehensive scaffolding insurance. Contact our experts today to create a policy tailored to your needs. Call us or request a call back at a time that suits you.
Scaffolding insurance FAQs
Who is liable for scaffolding accidents?
Liability depends on the circumstances. Scaffolding contractors are responsible for ensuring their work is safe and compliant with regulations. If an accident does occur public liability insurance helps cover third-party claims, while employers’ liability insurance protects employees.
Do scaffolders need professional indemnity insurance?
Most scaffolders don’t require professional indemnity insurance unless they provide design or consultancy services. If your business offers professional advice or designs scaffolding structures, this cover may be necessary.
What insurance do scaffolders need?
Scaffolders typically require public liability insurance, employers’ liability insurance (if employing staff), and cover for tools, equipment, and commercial vehicles. Business interruption, contract works, and legal expenses insurance can also provide valuable protection.
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