
Fish & chip shop insurance
Protecting your passion with tailored fish and chip shop insurance solutions







Start a quote
Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote
Speak to an expert
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm
Insurance covers to consider
When deciding what insurance and covers you need to protect your business, you should consider the following:
Public liability insurance
Public liability insurance can protect you from claims arising due to accidental injuries or property damage that occur on your chip shop premises. With cover tailored to the unique risks of your fish and chip shop, you can face uncertainties head-on.

Employers' liability insurance
Employers liability insurance as part of your cover can safeguard your liability should your employees have an accident at work. If an employee burnt themselves at work, you may be liable to pay compensation awards. Your fish and chip shop insurance can cover this eventuality by including employers’ liability.

Personal accident cover
Considering the possibility of an employee or customer injuring themselves while you work is crucial; but how would you cope financially if you were unable to work following an accident at work? A simple fall or slip at work could leave you out of action. Personal accident cover is designed to provide financial protection in the event of you having an accident or injury while at work.

Property covers
Cover for property damage is a fundamental part of your business insurance. Fire is a major hazard for chippies, so protecting your building and assets should be a priority. Property cover can also protect your contents equipment and stock against a number of perils, including not only fire, but flood, theft, storm damage, subsidence and much more.

Business interruption insurance
If your business is hit by something that leaves you unable to trade such as a fire or an extreme weather event, business interruption insurance can cover you for loss of money until you get yourself back up and running again.
Property damage can often take a while to fix; by including business interruption in your fish and chip shop insurance, you can be safe in the knowledge that should you suffer damage to your business meaning you are unable to trade for a while, your loss of profit can be protected.

Commercial legal protection
Commercial legal protection covers legal costs and expenses, enabling you to access expert advice and representation when you need it most.

Fish & chip shop insurance FAQs
Do I need fish & chip shop insurance?
Absolutely! If you’re running a fish and chip shop, insurance is essential to protect your business from unforeseen risks and challenges.
What covers do fish & chip shops need?
At Premierline, we can arrange flexible fish and chip shop insurance covers that can be as basic or comprehensive as you need depending on the size of your fish and chip shop. When deciding what business insurance you need to protect your company, you should consider the following:
- Public liability – for injured guests or damage to their property.
- Employers’ liability – to protect your employees.
- Buildings cover – to cover for loss or damage to your building.
- Equipment, contents and stock – to reinstate your items and belongings.
- Business interruption – to keep finances running when disaster strikes.
- Money cover – for theft or attempted theft.
- Goods in transit – to cover for loss or damage to stock when in transit, loading or unloading.
- Business legal expenses – to cover the cost of legal expenses or defend your business against legal action.
How much does fish & chip shop insurance cost?
The cost of an insurance policy for a fish and chip shop will depend on various factors, including the size of your shop, as well as your location, the types of insurance required, the value of the assets you need insured, and the overall level of risk associated with the business.
It is difficult to estimate the overall price of insurance covers for a fish and chip shop without taking all of these factors into consideration. Get in touch with our experienced team for a tailored quote.
Why choose Premierline to arrange fish & chip shop insurance?
From peas to pies, chips to curry sauce, you’re offering a range of great food to satisfy your customer’s needs. Your customers come back to you for your fast and friendly service, as well as the quality of your products. Our clients come back to us for the same reasons. We provide a modern forward-thinking approach to business insurance which makes protecting your business simple and hassle-free.
We can arrange fish and chip shop insurance to cover a number of eventualities that could impact your business financially. We understand the risks associated with your trade and can help you arrange protection against many unforeseen events.
What type of fish & chip shops do Premierline work with?
Fish and chip shops are one of the many fast food outlets we could arrange cover for. We obtain quotes for a variety of takeaway businesses; from chippies to pizza houses, burger bars, fried chicken establishments, kebab houses and many more. Covers can be tailored to your individual requirements to give you takeaway insurance to let you trade without worry.
We’re dedicated to finding you the right fish and chip shop insurance, and will support you and your business throughout the lifetime of your policy.
What will I need to know to complete my insurance quotation?
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
How soon will I get my policy documents?
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
How do I pay for my policy?
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.
Why choose Premierline?
We're business insurance experts
We understand the nature of running your business often leaves little time for much else. That's why we work closely with some of the UK's leading insurers to find cover that's right for you, making arranging insurance for your contracting business simple and hassle-free. We're committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.
- Award winning service - We're trusted by thousands of SMEs across the UK
- Comprehensive protection - We can help with all your commercial insurance needs
- UK based experts - Located in Lancaster, our advisors are here to help

Our customer reviews and testimonials
“Premierline are great and very professional. They give great customer service and always achieve the best price.”
Cafe
Customer since February 2020
Our independent customer reviews
Speak to a fish & chip shop insurance expert
Choose Premierline as your insurance partner to access tailored solutions that address the unique challenges faced by your fish and chip shop. Contact us today to secure the protection your chippy needs.
Start a quote
Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote
Speak to an expert
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm

