Takeaway insurance

Yes, absolutely! Takeaway insurance is a fundamental safeguard for any takeaway owner. It protects your business, assets, and finances from various risks, allowing you to concentrate on serving your customers with confidence.

Takeaways are exposed to a number of risks meaning that comprehensive insurance is a must for any fast-food establishment. Whilst not every business is exposed to the same risks, ensuring you have protection for all aspects of your business activities is a must for any takeaway owner.

So whether you are a late-night kebab house, a pizza takeaway shop or a local Chinese takeaway, finding the right takeaway shop insurance to protect your livelihood against unforeseen events is crucial.

At Premierline, we offer affordable takeaway insurance that can be as simple or comprehensive as you need depending on the size of your takeaway or restaurant. When deciding what takeaway insurance you need to protect your business, you should consider the following:

• Public liability – for injured guests or damage to their property.
• Employers’ liability – to protect your employees.
• Buildings cover – to cover for loss or damage to your building.
• Equipment, contents and stock – to reinstate your items and belongings.
• Business interruption – to keep finances running when disaster strikes.
• Money cover – for theft or attempted theft.
• Goods in transit – to cover for loss or damage to stock when in transit, loading or unloading.
• Business legal expenses – to cover the cost of legal expenses or defend your business against legal action.

More information

The cost of takeaway insurance will depend on a number of things, including the size of your takeaway and its location or opening hours, the types of covers required, the value of your assets and the overall level of risk associated with your takeaway.

It is difficult to estimate the overall price of insurance covers for a takeaway without considering these factors first. The best way to get a quote for the price of insurance for your takeaway is to compare quotes on the Premierline website. Or alternatively, speak to one of our insurance specialists who can assess your business needs before providing you with a quote from a trusted insurer.

We understand what it’s like running your own takeaway or food business, and finding time to source the correct insurance can take up precious time which you might find is better spent elsewhere. That’s why our team of experienced advisors can help make arranging your takeaway insurance quick and simple. Our experts are able to provide an advised service on the phone and can help find the best insurance for you, through a service which you can trust.

If you know your insurance requirements you can compare takeaway insurance quotes from trusted insurers on our website instantly. Or, call us to ask any questions you might have. You’ll get the cover you need for your takeaway and also have the peace of mind that your business is protected, should the unexpected happen.

At Premierline, we proudly work with a wide range of takeaway businesses, including fast food shops, Chinese, Indian, and Pizza takeaways. No matter the size or cuisine, we have the expertise to provide you with the right insurance solutions.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.

We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.

You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.