Holiday park insurance

Holiday parks carry their own unique risks for everyone involved, from staff to customers to suppliers. It is therefore essential to ensure you have the right caravan park insurance in place to protect your livelihood against unforeseen events that could lead to financial losses.

Holiday & caravan park insurance covers a variety of business activities associated with the trade, from camping to glamping, pools to playgrounds. Every campsite, caravan site or holiday park is different and therefore may have a range of different facilities that require bespoke insurance to protect against unexpected eventualities.

At Premierline, we offer flexible caravan park insurance covers that can be as basic or comprehensive as you need depending on the size of your holiday park. When deciding what business insurance you need to protect your business, you should consider the following:

• Public liability – for injured guests or damage to their property.
• Employers’ liability – to protect your employees.
• Buildings cover – to cover for loss or damage to your buildings.
• Equipment, contents and stock – to reinstate your items and property.
• Business interruption – to keep finances running when disaster occurs.
• Money cover – for theft or attempted theft.
• Loss of licence – in the event of a licence being revoked, suspended, or not renewed by the licensing authority.
• Business legal expenses – to cover the cost of legal expenses or defend your business against legal action.
• Guest effects insurance – typically insures you against loss or damage to your guests’ personal possessions.
• Cyber and data cover – protection in the event of a cyber-attack or data breach.

More information

The cost of an insurance policy for a holiday or caravan park could depend on any number of variables, including the size of your holiday park, your location, the types of insurance covers required, the value of the assets you need insured and the overall level of risk associated with the holiday or caravan park.

It is difficult to estimate the overall price of insurance covers for a caravan park without taking all of these factors into consideration. The best way to get an accurate estimate of the cost of insurance is to speak to one of our insurance advisors who can assess the specific needs and risks of your business and provide a quote from a recommended insurer.

We understand the conditions that come alongside running your own caravan or holiday park and finding time to source the appropriate insurance can be very time-consuming. That’s why our team of advisors are on hand to make arranging your caravan park insurance quick and simple. Our experts are able to provide an advised service over the phone and can help find the right insurance for you right away.

Secure your holiday and caravan park’s future with Premierline. Get the cover you need, tailored to your unique requirements. Trust the experts to protect what matters most to you. Contact Premierline today and experience the peace of mind you deserve.

As a business insurance broker, we can arrange insurance for a range of different holiday park businesses. Whether you run a caravan park, campsite or operate a luxury holiday lodge park, our team are able to find the best insurance to suit your demands and needs. Here are just some of the common types of holiday businesses we work with:

Caravan parks – offering accommodation for holidaymakers in static caravans or touring caravans often including facilities such as amenities blocks, entertainment venues, and recreational areas.

Holiday lodge and chalet parks – featuring self-contained holiday accommodations, usually in the form of log cabins, chalets, or lodges.

Camping parks or campsites – providing pitches or designated areas for individuals or families to set up tents or park their campervans.

Luxury holiday parks – catering to those seeking high-end accommodation featuring luxurious lodges, spas, fine dining options, golf courses, and other upscale facilities.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.

We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.

You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.