
Letting agent insurance
Comprehensive insurance for letting agents and property letting managers







Compare & buy cover online
If you have straight forward insurance needs, it’s quick & easy to compare office insurance quotes from a selection of insurers on our website
Request a call back
Unsure of your cover requirements or looking for insurance advice? We’ll call to arrange a new insurance quote at a time that’s convenient for you
Speak to an expert
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm
Insurance covers to consider
When deciding what insurance and covers you need to protect your business, you should consider the following:
Public liability insurance
Daily meetings with potential clients and customers at your office means public liability insurance should be a vital component of letting agent insurance. It provides protection in case a member of the public, such as a tenant or visitor, suffers an injury or property damage due to your business activities. This cover ensures that you are financially protected against potential legal claims and associated costs.

Employers' liability insurance
If you employ staff, employers’ liability insurance is a legal requirement in the UK. It covers the costs of compensation claims made by employees who suffer injury or illness as a result of their work. This cover demonstrates your commitment to your employees’ well-being and helps you fulfil your legal obligations.

Professional indemnity insurance
Professional indemnity insurance safeguards your letting agent business against claims arising from professional negligence, errors, or omissions. It provides financial protection in case a client holds you responsible for financial losses or damages resulting from your advice, services, or professional conduct.

Property covers
Your office will no doubt be full of computers, documents and furniture that are all essential to your daily working activities. If something unexpected happened to your office, such as a fire or flood, you could find yourself unable to trade for a while. We arrange letting agents insurance that can protect your office contents, documents and even buildings if required. We can even protect office equipment like laptops and tablets away from your office so you can attend client visits and property viewings safe in the knowledge that you’re covered. You can choose the covers that are relevant to you meaning you only pay for the cover you need.

Business interruption insurance
If you’re running your business from an office then this cover could be the saviour of your business if you suffer damage at your property that leaves you unable to trade. Business interruption insurance can cover loss of income following property damage if it renders your office unusable. It could even help you trade temporarily from another location while you get back on your feet.

Commercial legal protection
Commercial legal protection provides access to expert legal advice and assistance to help you deal with legal issues that may arise in your letting agent business. This cover supports you in handling disputes, contract disagreements, and other legal matters, ensuring that your business is protected and operating smoothly.

Cyber and data insurance
In today’s digital landscape, data breaches and cyber-attacks pose a significant threat to businesses. Cyber and data insurance safeguards your letting agent business against the financial implications of data breaches, cyber extortion, and other cyber-related risks. It provides coverage for legal expenses, notification costs, and helps you recover from reputational damage.

Directors and officers insurance
Directors and officers insurance (D&O insurance) protects the personal assets of your company directors and officers in the event of claims alleging wrongful acts or breaches of duty. This cover ensures that your management team is protected from personal liability, allowing them to make informed decisions without fear of financial repercussions.

Letting agent insurance FAQs
Do I need letting agent insurance?
Yes, letting agent insurance is essential for protecting your business against unforeseen risks and liabilities. It provides comprehensive coverage for the specific challenges faced by letting agents, helping you safeguard your financial stability and reputation.
What covers do letting agents need?
At Premierline, we offer comprehensive letting agent insurance which can help to protect your business if the unexpected occurs. When deciding what insurance and covers you need to protect your business, you should consider these covers:
- Public liability – to cover you against unforeseen events that could leave you and your business exposed to financial loss.
- Employers’ liability – to protect your employees against accidents at work and any damages awarded as a result.
- Professional indemnity – can cover compensation for losses you are legally liable for if you make a mistake or give negligent advice.
- Buildings cover – to cover for loss or damage to your business premises or offices.
- Contents and stock – to reinstate your items and belongings.
- Business interruption – to keep finances running when disaster strikes.
- Business legal expenses – to cover the cost of legal expenses or defend your business against legal action.
- Cyber and data cover – protection against the financial losses and legal liabilities resulting from cyber incidents.
- Directors and officers cover – personal liability protection for the directors and officers.
How much does letting agent insurance cost?
The cost of letting agent insurance depends on various factors, such as the size of your business, the nature of your operations, the coverage limits required, and your claims history. At Premierline, we work closely with you to understand your unique requirements and provide competitive insurance quotes tailored to your needs.
What type of letting agents does Premierline work with?
As a business insurance broker, we can source insurance for a range of different businesses within the professional services industry, including:
Estate agents, lettings agents, accountants, architects, business consultants, recruitment agencies, solicitors plus more.
Why choose Premierline to arrange letting agent insurance?
At Premierline, we are dedicated to serving the insurance needs of SMEs in the UK, including letting agents. When you choose us to arrange your letting agent office insurance, you benefit from:
Expertise: With our in-depth knowledge of the insurance market, we provide you with expert guidance and recommendations, helping you make informed decisions.
Comprehensive Cover: We offer a comprehensive range of insurance products specifically designed to address the risks faced by letting agents, ensuring all aspects of your business is protected.
Personalised Approach: We take the time to understand your business and its unique risks. Our dedicated team of insurance professionals is committed to providing personalised service, ensuring that you have the right covers in place.
Competitive Premiums: As a broker, we have access to a wide range of insurance providers, allowing us to offer you multiple options and find the most suitable coverage at competitive rates.
What will I need to know to complete my insurance quotation?
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
How soon will I get my policy documents?
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
How do I pay for my policy?
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.
Why choose Premierline?
We're business insurance experts
We understand the nature of running your business often leaves little time for much else. That's why we work closely with some of the UK's leading insurers to find cover that's right for you, making arranging insurance for your contracting business simple and hassle-free. We're committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.
- Award winning service - We're trusted by thousands of SMEs across the UK
- Comprehensive protection - We can help with all your commercial insurance needs
- UK based experts - Located in Lancaster, our advisors are here to help

Our customer reviews and testimonials
“Premierline were very helpful and offered a good service. The staff were helpful and my queries were always dealt with by the same person and my questions and emails were replied to very promptly.”
Solicitor
Customer since February 2025
Our independent customer reviews
Speak to a letting agent insurance expert
Protect your letting agent business with comprehensive insurance coverage tailored to your specific needs. Compare quotes online or contact us today to request a quote or speak with one of our experienced brokers who will guide you through the process and ensure you have the right insurance in place to safeguard your business.
Compare & buy cover online
If you have straight forward insurance needs, it’s quick & easy to compare office insurance quotes from a selection of insurers on our website
Request a call back
Unsure of your cover requirements or looking for insurance advice? We’ll call to arrange a new insurance quote at a time that’s convenient for you
Speak to an expert
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm