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Travel agent insurance

Travel agent insurance

We go the extra mile to make arranging your insurance simple and hassle free

Allianz
Aviva
QBE
Hiscox
Covea
Intact Insurance
Zurich

Compare travel agent and tour operator insurance quotes

As a travel agent or tour operator, your role involves making travel dreams come true. However, with great opportunities come potential risks.

Travel agent insurance is specifically designed to mitigate these risks, providing you with financial protection and peace of mind. At Premierline, we understand the unique risks and challenges that your industry faces, and we’re here to help safeguard your business with tailored insurance coverage.

Whether you operate from an office, work remotely, or meet clients face-to-face, our travel agent insurance packages offer the protection you need to navigate any unforeseen circumstances. Request a quote today and let us be your safety net in an ever-changing world.

Start a quote

Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote

Get a quote

Call us on: 0333 320 6009

Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm

Call: 0333 320 6009

Travel agent insurance cover in detail

What is travel agent insurance?

Travel agent insurance is an insurance package designed to protect travel agents and tour operators from the unique risks and challenges they face in their industry. It provides financial protection against liabilities arising from accidents, professional negligence, property damage, and other unforeseen circumstances. This insurance safeguards the business, clients, and reputation of travel agents, allowing them to operate with peace of mind and focus on delivering exceptional service.

Insurance covers to consider

When deciding what insurance and covers you need to protect your business, you should consider the following:

Public liability insurance

Public liability insurance can protect you against accidental injury to third parties at your office. If a client was to slip, trip or fall at your travel agency and sustain an injury you may be liable to pay compensation awards. Public liability insurance can cover these costs, and pay any associated medical and legal expenses.

A travel agent smiles at a couple with a baby, seated at a desk with brochures in a travelling agency.

Employers' liability insurance

If you employ staff then employers’ liability insurance can cover you in the same circumstance. This is typically offered for a limit of £10M and can be added to your travel agent insurance if you have any full or part-time staff.

Man and woman at a travel agency desk, engaged in conversation, surrounded by travel posters.

Professional indemnity insurance

Professional indemnity insurance is a vital aspect of travel agent insurance. It offers essential protection against claims of professional negligence, errors, or omissions in the services provided by travel agents and tour operators. Should a client suffer financial loss or harm due to inadequate advice, incorrect bookings, or other mistakes, professional indemnity insurance covers legal expenses and compensation claims.

Two customers looking at a brochure in a travel office with a travel agent.

Property covers

Travel agency insurance can also include your property and assets. Property covers, including business buildings and contents insurance, provide comprehensive coverage against damage, theft, fire, and other risks. Whether it’s your office building, computers, furniture, or valuable documents, we have you covered.

An open laptop on top of a wooden office desk, with trees and windows reflected on the turned-off screen.

Business interruption insurance

Business interruption cover goes hand in hand with property damage as part of your travel agency insurance. This can protect your income and fixed expenses should you suffer damage at your premises which means you are unable to trade. It can even help you trade from temporary premises while your building is being restored, meaning that your business can continue to run while your insurance takes care of repairs.

Modern office with a spacious hallway and glass walls creating multiple visible meeting areas.

Commercial legal protection

Commercial legal expenses should also be considered when arranging your travel agent insurance. This will safeguard against employment disputes and compensation awards, tax and VAT disputes, as well as provide a jury service allowance.

Two women and a man are engaged in a discussion or a business meeting.

Cyber and data insurance

In today’s digital landscape, data breaches and cyber-attacks pose a significant threat to businesses. Cyber and data insurance safeguards your travel agency business against the financial implications of data breaches, cyber extortion, and other cyber-related risks. It provides coverage for legal expenses, notification costs, and helps you recover from reputational damage.

An open laptop on top of a wooden office desk, with trees and windows reflected on the turned-off screen.

Directors and officers insurance

If you run a travel business with multiple directors or officers, this coverage is vital. Directors and officers insurance protects against claims of wrongful acts, errors or omissions made by directors or officers of the company, ensuring your personal assets are shielded from potential financial liabilities.

A man holding an open laptop and a woman, both in business attire, standing in a very bright room.

Personal accident cover

Being self-employed gives you the freedom to run your business as you like and to suit your lifestyle but imagine if you had an accident or fell ill for any length of time and were unable to work for a period of time. Adding personal accident and sickness cover to your insurance policy can protect you in these circumstances and can provide you with a weekly income to tide you over until you get back on your feet.

A man with a crutch in his left arm is shaking hands with someone else in an office setting.

Travel agent insurance FAQs

Do I need travel agent insurance?

Travel agent insurance is essential for protecting your business, your clients, and your reputation. As a travel agent or tour operator, you handle valuable assets, sensitive client information, and face unique risks in an ever-changing industry. From unforeseen accidents to legal disputes, having the right insurance coverage is crucial to ensure you can overcome any challenges that may come your way.

What covers do travel agents need?

At Premierline, we offer comprehensive travel agent and tour operator insurance which can help to protect you and your business if the unexpected happens. When deciding what insurance and covers you need to protect your business, you should consider the following covers:

  • Public liability – to cover you against unforeseen events that could leave you and your business exposed to financial loss.
  • Employers’ liability – to protect your employees against accidents at work and any damages awarded as a result.
  • Personal accident cover – to tide you over in the event that you injured yourself at work.
  • Professional indemnity – can cover compensation for losses you are legally liable for if you make a mistake or give negligent advice.
  • Buildings cover – to cover for loss or damage to your business premises or offices.
  • Contents and stock – to reinstate your items and belongings.
  • Business interruption – to keep finances running when disaster strikes.
  • Business legal expenses – to cover the cost of legal expenses or defend your business against legal action.
  • Cyber and data cover – protection against the financial losses and legal liabilities resulting from cyber incidents.
  • Directors and officers cover – personal liability protection for the directors and officers.

More information

How much does travel agent insurance cost?

The cost of travel agent insurance varies depending on factors such as the size of your business, the services you provide, and the coverage options you choose. At Premierline, we understand the importance of balancing comprehensive coverage with affordability. Our dedicated team will work closely with you to understand your specific needs and provide you with competitive quotes tailored to your budget.

Why choose Premierline to arrange travel agent insurance?

At Premierline, we pride ourselves on being a trusted partner in risk management for travel agents and tour operators. When you choose us to arrange your travel agent insurance, you benefit from:

Expertise: With our in-depth knowledge of the insurance market, we provide you with expert guidance and recommendations, helping you make informed decisions.

Comprehensive Cover: We offer a comprehensive range of insurance products specifically designed to address the risks faced by letting agents, ensuring all aspects of your business are protected.

Personalised Approach: We take the time to understand your business and its unique risks. Our dedicated team of insurance professionals is committed to providing personalised service, ensuring that you have the right covers in place.

Competitive Premiums: As a broker, we have access to a wide range of insurance providers, allowing us to offer you multiple options and find the most suitable coverage at competitive rates.

What will I need to know to complete my insurance quotation?

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.

How soon will I get my policy documents?

We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.

How do I pay for my policy?

You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.

Why choose Premierline?

We're business insurance experts

We understand the nature of running your business often leaves little time for much else. That's why we work closely with some of the UK's leading insurers to find cover that's right for you, making arranging insurance for your contracting business simple and hassle-free. We're committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.

  • Award winning service - We're trusted by thousands of SMEs across the UK
  • Comprehensive protection - We can help with all your commercial insurance needs
  • UK based experts - Located in Lancaster, our advisors are here to help
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Our customer reviews and testimonials

“Premierline were very helpful and offered a good service. The staff were helpful and my queries were always dealt with by the same person and my questions and emails were replied to very promptly.”

Solicitor

Customer since February 2025

Our independent customer reviews

Speak to a travel agent insurance expert

Don’t leave your travel agency or tour operation vulnerable to the unexpected. Request a quote today and let Premierline be your trusted partner in protecting your business with comprehensive travel agent insurance.

Start a quote

Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote

Get a quote

Call us on: 0333 320 6009

Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm

Call: 0333 320 6009