Art gallery insurance

Art gallery insurance is designed to protect the activities of galleries, picture framers, art centres, art studios and art dealers. With a number of cover options available, your cover levels can be customised to your individual requirements to give you peace of mind. Having the right level of protection in place to protect your art gallery is crucial to business continuity. If you’d like insurance advice get in touch today.

At Premierline, we offer flexible art gallery and art shops insurance policies that can be as simple or comprehensive as you need depending on your business requirements. When deciding what insurance and covers you need to protect your shop, you should consider the following:

• Public liability – for injured shop visitors or damage to their property.
• Employers’ liability – to protect your shop employees.
• Buildings cover – to cover for loss or damage to your shop premises.
• Equipment, contents and stock – to reinstate your items and belongings.
• Business interruption – to keep finances running when disaster strikes.
• Money cover – for theft or attempted theft.
• Goods in transit – to cover for loss or damage to stock when in transit, loading or unloading.
• Business legal expenses – to cover the cost of legal expenses or defending your art shop against legal action.

More information

Typically the more cover you require the higher the premium. The value you gain from having the right cover in place is a huge benefit to your gallery. An art gallery insurance policy is a product that you have paid for that you may never get to use, but also a product you hope that you will never need to call on.

We’re committed to helping you find the right insurance for your art gallery so you can enjoy peace of mind and focus on what really matters – running your business. Compare quotes online to get quick, quality cover for your art gallery or call us for advice and let us arrange your insurance for you.

At Premierline, we can arrange insurance for many types of art businesses; such as art galleries, art studios, art shops and artist supply shops.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.

We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.

You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.