Launderette insurance
We make arranging launderette insurance simple and hassle free
Start a quote
Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote
Speak to an expert
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm
Insurance covers to consider
When deciding what insurance and covers you need to protect your business, you should consider the following:
Public liability insurance
Public liability insurance should be a fundamental part of your launderette insurance. This can protect you against potentially large compensation awards made by a member of the public that injures themselves at your premises. The cover can also protect against accidental damage to their property. For instance, if a customer slipped over on a wet floor and broke a limb, public liability cover would typically take care of any medical and legal costs, as well as cover any compensation awarded as a result.
Employers' liability insurance
As an employer, you’re required by law to take out employers’ liability insurance to protect your staff. Accidents happen when you least expect them. For instance, if a member of staff fell down some stairs and sustained an injury, your employers’ liability cover would typically take care of legal and medical costs as well as any compensation awarded as a result.
Property insurance for launderettes
Your premises, contents and machinery should be protected against property damage from perils including fire, flood, theft, malicious damage and many more. While you never expect the worst to happen, these events can cause devastation to your livelihood, and without the right protection in place, you may be personally responsible for restarting your business once more.
Business interruption insurance
If you were to suffer damage at your premises as a result of a fire, for example, then it’s important to have business interruption cover in place to protect your income and fixed expenses while you are unable to trade. This cover could be the lifesaver of your business, and means you can be safe in the knowledge that should the worse happen; you won’t be out of pocket. This cover could also help you trade temporarily from another location while your building is restored.
Legal protection for launderettes
Commercial legal protection can also be included to safeguard against tax and VAT disputes, commercial tenancy disputes, jury service allowance as well as employment disputes.
Lauderette insurance FAQs
Do I need launderette insurance?
Launderettes can be exposed to a variety of hazards, from fires and floods to slips, trips and falls, meaning there are many considerations to take into account when arranging your launderette insurance. Without the correct cover in place, your livelihood may be open to claims that could jeopardise your future ability to trade. Having the right insurance can let you focus on the job at hand and work without worry.
Your launderette insurance should be tailored to cover as many exposures as possible. This means there are many considerations to make when arranging your insurance.
What covers do launderettes need?
At Premierline, we offer flexible launterette insurance policies that can be as simple or comprehensive as you need depending on your business requirements. When deciding what insurance and covers you need to protect your shop, you should consider the following:
- Public liability – for injured shop visitors or damage to their property
- Employers’ liability – to protect your shop employees
- Buildings cover – to cover for loss or damage to your shop premises
- Equipment, contents and stock – to reinstate your items and belongings
- Business interruption – to keep finances running when disaster strikes
- Money cover – for theft or attempted theft
- Goods in transit – to cover for loss or damage to stock when in transit, loading or unloading
- Business legal expenses – to cover the cost of legal expenses or defend your shop against legal action
How much does launderette insurance cost?
The cost of your launderette insurance will depend on your business activities, the location of your shop and the amount and type of covers you require to protect your business. Like any other insurance, generally the more cover you require the higher the premium.
The value you gain from having the right cover in place is a huge benefit to your business. A shop insurance policy is a product that you have paid for that you may never get to use, but also a product that you hope you will never need to call on.
Why choose Premierline to arrange launderette insurance?
We can arrange launderette insurance to cover you against many eventualities that could impact the future of your business. We are committed to finding you the right insurance at the right price and supporting you for the duration of your policy.
What will I need to know to complete my insurance quotation?
Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
How soon will I get my policy documents?
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
How do I pay for my policy?
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.
Why choose Premierline?
We're shop insurance experts
- We understand the nature of running your shop often leaves little time for much else. That’s why we work closely with some of the UK’s leading insurers to find the cover that’s right for you, making arranging your retail insurance simple and hassle-free. We’re committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.
- Award winning service - We're trusted by thousands of SMEs across the UK
- Comprehensive protection - We can help with all your commercial insurance needs
- UK based experts - Located in Lancaster, our advisors are here to help
Our customer reviews and testimonials
“Called to add building cover to our policy. Very straightforward with clear and concise information. Phoned back after clarification of a point was required. Would recommend the service and will continue to use them for all our business insurance requirements.”
Photo Processing & Printing Shop
Customer since May 2022
Our independent customer reviews
Speak to a launderette insurance expert
We arrange launderette insurance from a panel of the UK’s leading insurers to ensure you have the protection you need for your livelihood. We’re committed to finding the right insurance at the right price for your business and providing support throughout your policy, should you need it.
Start a quote
Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote
Speak to an expert
Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm
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