Commercial combined

Flexible covers combined into one insurance policy to protect your business

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A commercial combined insurance policy is a simple way to buy various types of insurance covers in one package to protect your business when something unfortunate happens.

This type of policy is designed to bring together a range of common covers in one simple package. The types of covers that usually form part of a commercial combined insurance package include employers’ liability insurance, public and products liability, business interruption, property, contents and equipment. These covers are designed to protect you, your business, your liabilities and satisfy your legal requirements as a business owner.

This insurance package is a good fit for small to medium-sized commercial enterprise businesses such as wholesalers, manufacturers, engineers, printers and warehouses. It can be tailored to the different risks these businesses face and offer the financial protection and peace of mind that your business is covered.

Call us today and speak to one of our insurance advisors or alternatively request a call back. We’ll obtain commercial combined insurance quotes from trusted insurers, and provide advice and professional recommendations to make arranging your insurance simple and hassle-free.

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Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote

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Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm

Call: 0333 320 6009

Commercial combined insurance cover in detail

Commercial combined insurance, sometimes referred to as small business combined insurance is a single insurance product which incorporates a range of insurance covers to meet the main demands and needs of a small to medium-sized commercial enterprises. It’s flexible by design which means it’s suitable for a range of business types and can be tailored to protect the risks that individual businesses require cover for, what’s more as your business needs change your policy can be adapted easily to reflect this.

Commercial combined insurance can be made up of a number of different covers tailored to meet your business needs. Our insurance advisors can provide advice and recommendations as to the covers you should consider including within your policy. Just some of the insurance covers available include:

Public liability cover

Covers your legal liability to third parties such as if someone is injured or their property is damaged whilst at your premises.

Employers' liability cover

To protect you if your employees are injured whilst at work.

Product liability cover

Covers your legal liability against illness or injury caused by the products you produce, sell or repair.

Property cover

Buildings, contents and stock insurance to reinstate your items and belongings if they are damaged by an insured event.

Business interruption

Keep finances running when disaster strikes due to an interruption to your business from an unexpected incident.

Legal expenses

Covers the associated costs and damages for things like property, contract and employment disputes in relation to your business.

Goods in transit cover

To protect the cost of replacing your products whilst in transit in either your own vehicles or if they are carried by someone else.

Money insurance

To protect against accidental loss, destruction or damage to money.

Personal accident insurance

To provide financial support in the event of bodily injury to an insured person.

What is a commercial combined policy?

A commercial combined insurance policy is ideally suited to small to medium-sized businesses who operate from a business premises. The product is flexible in that you select the covers required to protect against the risks your business faces, with the ease of having comprehensive insurance protection under one single insurance policy. It's therefore, suitable for a wide range of businesses including:

Warehouses
Manufacturers
Wholesalers
Retailers
Engineering companies
Importers & exporters
Recreational and leisure facilities
Offices
Printers
Distributors

Why choose Premierline for buildings insurance?

We're business insurance experts

We understand the nature of running your own business often leaves little time for much else. That's why we work closely with some of the UK's leading insurers to find cover that's right for you, making arranging your insurance simple and hassle-free. We're committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.

Award winning service - We're trusted by thousands of SMEs across the UK
Comprehensive protection - We can help with all your commercial insurance needs
UK based experts - Located in Lancaster, our advisors are here to help

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Our customer reviews and testimonials

“For many years we have dealt with Premierline, Anna especially. She has always gone beyond expectations and dealt with all the questions that I have asked. She is a credit to the company and makes it a pleasure to deal with Premierline”

Church

Customer since August 2022

Our independent customer reviews

Speak to a commercial combined insurance insurance expert

Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote

Start a quote

Complete our short form to start your business insurance quote. We’ll then call you at a time that’s convenient for you to discuss your requirements and provide an insurance quote

Get a quote

Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds. Lines open Monday to Friday 9:00am–5:00pm

Call: 0333 320 6009