Tradesman Insurance

Without the right tradesman insurance in place, you may be personally responsible for any losses that occur, as well as any third-party claims that could be submitted against you.

All of these covers can typically be combined to offer a comprehensive tradesperson insurance package that is tailored to your unique requirements. Our specialist insurance advisors can help you find the cover that’s right for you by offering professional insurance recommendations over the phone based on your requirements. Alternatively, if you know what covers you need, compare prices online from a panel of some of the UK’s leading insurers in a matter of minutes. Protect your business today, don’t risk jeopardising your livelihood.

At Premierline, we offer flexible tradesman insurance and tradesperson insurance policies that can be as simple or comprehensive as you need depending on your business requirements. When deciding what insurance and covers you need to protect your business, you should consider the following:

• Public liability – to cover you against unforeseen events that could leave you and your business exposed to financial loss.
• Employers’ liability – to protect your employees against accidents at work and any damages awarded as a result.
• Personal accident cover – to tide you over in the event that you injured yourself at work.
• Tools & plant – to protect your tools, equipment, and plant.
• Buildings cover – to cover for loss or damage to your business premises.
• Contents and stock – to reinstate your items and belongings.
• Business interruption – to keep finances running when disaster strikes.
• Contract works – designed to cover work that’s underway on a construction site.
• Business legal expenses – to cover the cost of legal expenses or defend your business against legal action.
• Commercial vehicle cover – if you use a vehicle or a van for business.
• Professional indemnity – can cover compensation for losses you are legally liable for if you make a mistake or give negligent advice.

More information

The cost of tradesman insurance depends on a variety of factors including the size of your business, the jobs that you take on and the types and level of cover required. Get a personalised quote online or contact one of our business insurance specialists to find out how much your tradesman insurance might cost to protect yourself and your business from unforeseen circumstances.

We have many years of experience arranging tradesman liability insurance so we’ve really got to know the covers that you need most. We arrange tradesman insurance for a variety of trades and are here to make sure that you have the covers you need to protect you against the risks you face on a daily basis.

You can protect your business online in just a few minutes if you know what you want, or if you need some advice call us to get a tradesman’s insurance quote today.

As a business insurance broker, we can source insurance for a range of different tradesman or tradesperson businesses. Such as:

• Plumbers
• Painters & decorators
• Heating Engineers
• Electricians
• Gardeners
• Cleaners
• Carpenters

Find out more about contractors & trades insurance.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don’t worry – our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.

We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.

You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited.